As a Christian ministry or church, it’s essential to have a retirement plan that is tailored to your unique needs. Why? Because you’ll have access to benefits and advantages that are specifically designed for your ministry or church.

What does your retirement plan cost? Are your expenses too high? How do you even know? The average participant will say that their retirement plan costs nothing. As a plan administrator, you know that’s not right. But do you wonder what the expenses are? And what they are for?

BRI is a biblical approach to investing where Christians align their investment decisions with their Christian values. Not all faith-driven investing is created equal. Different organizations screen investments differently.

The purpose of a Faith-Based Retirement Plan is to prepare Participants financially for a lifetime of ministry.

The subject of retirement plans tends to be so overwhelmingly ”secular” that little thought has gone into this subject. Is there even such a thing as a faith-based retirement plan? And if there is, what does it look like and how is it different from a secular retirement plan?

Today 403(b) plans provide significant benefits and advantages for churches, parachurch, and mission sending organizations.

Since Christian ministries have different and unique needs, it’s important to tailor any retirement plan and to be aware of the tax code and the department of labor rules. Not only to be aware but to benefit from them.

Discover 5 reasons why you NEED a retirement plan for your ministry.

A Church Retirement Plan, or 403(b)(9) Plan, is designed for the unique needs of a church or parachurch organization or those with 501(c)(3) church status.

Faith-based funds are the individual mutual funds or ETFs that are managed with a faith-based perspective. There are a growing number of investment managers focusing on this important area. 

Does your retirement plan offer a diversified investment menu for your employees? How do you know? In short, offering a high-quality menu of investments to your employees will help meet their unique needs and different risk profiles. But let’s dig deeper.

Do you offer faith-based funds in your retirement plan? if not, why not? Two hundred years ago the Quakers and the Methodists were the first to put socially responsible investing into practice.

As a Christian, you are called by God to serve. This calling does not end when you stop receiving a paycheck.  Retirement is not only a reward for past service but a stepping-stone to future ministry. We call this your Future Funded Ministry! When you successfully construct and fund a retirement plan, you are creating a source of money to fund your future ministry activities. What an exciting way to live!

Just like there are tools to encourage increased Bible reading, there are also tools to that will encourage you to increase your savings. Discover 4 great retirement plan educational tools that you can use as resources to encourage your staff.