Faith-driven Retirement Plans
A specially designed retirement plan
to uniquely fit churches & ministries alike.
Churches are often frustrated by secular plan providers who don’t understand the unique differences in the way a church deserves to be served. Often, we even find that a church staff might not have access to quality Biblically Responsible Investment options. More times than not, there is no one walking with your staff to support their retirement journey.
The cost of the wrong plan can cause long-term harm and hold faith-driven individuals back from the faith-driven retirement experience that they deserve.
At Envoy, we understand these pain points and desire to walk alongside your church and staff, and their familes.
What makes our
plans different?
served by like-minded Christians
Biblically Responsible Investment Options
nuances of your church environment
maximize the benefit of the plan for your staff
tax and housing allowance benefits offered by 403(b)(9)s
“Faith Belongs in
a Retirement Plan”
Read the core differences between our faith-driven retirement plan and traditional retirement plan setups.
A 403(b)(9) is similar to a 401(k) but is uniquely purposed for churches.
When it comes time to set up a retirement plan, churches are often misled to believe that a 401(k) is the natural fit. However, in the eyes of the IRS, a 501(c)(3) with a ‘church’ status is eligible for a similar plan type called a 403(b)(9). There are several benefits to consider, such as a housing allowance, tax differences, and reduced expenses. Additionally, there is less reporting and testing required, making it a more convenient option.
Biblically Responsible Investing will transform your staff’s investing experience.
A retirement plan’s investment menu holds the key to empowering the participants of the plan. By enabling them with Biblically Responsible Investment (BRI) options on the menu, they will be able to align their faith with their finances. We work with your organization to provide clean, screened funds that allow your staff to invest without compromising biblical principles. We help you provide them with investment choices they can feel comfortable with. At Envoy, we believe that everyone can invest well.
Faith-driven retirement plans help your staff sustain & fulfill their God-given purpose for their lifetime.
A solid retirement plan helps address the Future Funded Ministry that each staff member will someday have. Retirement may be a new stage of life, but their gifts and purpose will continue to flourish for years to come. A great faith-driven retirement plan helps establish an income strategy for their future, enabling them to give more time, talent, and treasure throughout their lifetime. At Envoy, this is an aspect of everyone’s life that we acknowledge and embrace. We use our retirement plans to help each participant prepare for this. In addition, we help participants partner with a Stewardship Advisor, who provides practical financial planning–to make the most of their plan.